The Ministry of Economic Development will ask sellers about the support of banks after fires in warehouses
The Bank of Russia has previously sent recommendations to credit institutions: promptly review the terms of loan agreements, grant deferred payments for up to six months, not charge penalties for improper performance of obligations caused by accidents at warehouse and production facilities, and refrain from raising interest rates or demands for early repayment of debt. More than 70 banks, including Sberbank, Rosselkhoznadzor, PSB, VTB and Zenit Bank, have joined the lending incentive program, which is being implemented jointly with the Bank of Russia as part of the national project "Efficient and Competitive Economy".
In addition to banking support, entrepreneurs have access to a wider range of tools. The state provides deferred and installment payments for taxes and insurance premiums, a preferential microloan, as well as a loan to replenish working capital. Insurance and support payments have been launched. "Regional measures" vary: for an up-to-date list, the Ministry of Economic Development recommends contacting the "My Business" centers or the Novatorix AI consultant, whose reference database is updated daily.
"Systematic work is being carried out to level the situation with entrepreneurs affected by damage to the logistics facilities of the two largest marketplaces. Support measures are provided by both the government and business," said Tatyana Ilyushnikova, Deputy Minister of Economic Development.
The survey is designed to assess how actively banks are following the recommendations of the regulator and how realistic it is to get vacations or restructuring. You can complete it in the MAKS messenger or on the official website of the Ministry of Economic Development.
"The AI consultant processes hundreds of requests from entrepreneurs every day, and the issues of lending and restructuring are particularly acute right now. The survey will help identify real pain points in the interaction of businesses with credit institutions. I urge all sellers to participate, because your voice will help make the support system more efficient," said Alexey Nikonov, founder of "Novatorix" service.
For sellers working with marketplaces as a sales channel, the situation remains sensitive: damage to the warehouse infrastructure directly affects the balance of goods, revenue and the ability to service credit obligations. The survey results will determine whether stricter requirements for banks or an expansion of the list of available tools will be required.
